Why Use a Mortgage Lender?


Mortgages lenders provide a lot of different services that can be beneficial during the home buying process. As your local Newport Beach mortgage lender, I will always put you first and will do all the hard work for you. Buying a home is a long process, but choosing to work with me will save you time in the long run because I will organize all your financial documentation and will provide the best deals on the market.

Some other benefits of using a mortgage lender include:

  1. Availability: Mortgage lenders work long hours and can be flexible with their schedule. If you work a typical 9am-5pm shift, it can be challenging making an appointment to go over different Newport Beach mortgage options. Your lender will work around your schedule and be available as possible.
  2. Expertise: Being an expert in the field means lenders have a lot of knowledge on the different home loans available. As your local lender, I work with a variety of different products, and will educate you on all the options you qualify for. I understand this process can be confusing and overwhelming, but I will help explain each service so you confidently know the type of mortgage you are signing up for.
  3. Financial Record: If you have a bad financial record or have experienced bankruptcy in the past, a mortgage lender will still work with you. A lot of banks will turn down applicants with bad credit, but John Farrell will try and overcome any obstacles your financial record may face.
  4. Free Services: Mortgage lenders typically work off of commission, which means they will not get paid until a loan is signed for. Therefore, if you are not happy with any of the mortgage options then you do not have to stay with that lender. This is comforting to know because your Newport Beach mortgage lender will work to the best of their ability to find you the services you want and will always put you first.

Choosing to work with a mortgage lender will save you time and money in the long run. They will persistently work to find you the best rates on the market and will not settle until you are satisfied with your home loan. So don’t wait, make the right choice today by calling John Farrell at 949.525.1229 to get started.

Ready to Apply?

Let us help you get started with purchasing your dream home!

Apply For A Mortgage Now