Why experience matters

Mortgages lenders provide a lot of different services that can be beneficial during the home buying process. As your experienced mortgage lender, I will always put you first and will do all the hard work for you. Buying a home is a long process, but choosing to work with me will save you time in the long run.  I will review and analyze your financial documentation in order to provide the best deals the current market has to offer.

Some other benefits of using an experienced mortgage lender include:

  1. Availability: Mortgage lenders work long hours and can be flexible with their schedule. If you work a typical 9am-5pm shift, it can be challenging making an appointment to go over different mortgage options. As your lender, I will work around your schedule and will always be available. 
  2. Expertise: As an expert in this field I have a lot of knowledge on the different home loan products available. I work with a variety of different products, and will educate you on all the options that you qualify for. I understand this process can be confusing and overwhelming, but I will help explain each service so you confidently know the type of mortgage you are signing up for.
  3. Financial Record: If you have a bad financial record or have experienced bankruptcy in the past, a mortgage lender will still work with you. A lot of banks will turn down applicants with bad credit, but John Farrell will try and overcome any obstacles your financial record may face.
  4. Free Services: Mortgage lenders typically work off of commission, which means they will not get paid until a loan is signed for. Therefore, if you are not happy with any of the mortgage options then you do not have to stay with that lender. This is comforting to know because your Orange County mortgage lender will work to the best of their ability to find you the services you want and will always put you first.

Choosing to work with a mortgage lender will save you time and money in the long run. They will persistently work to find you the best rates on the market and will not settle until you are satisfied with your home loan. So don’t wait, make the right choice today by calling John Farrell at 949.981.0805 to get started.

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