John Farrell mortgage lender newport beach

John Farrell

Private Mortgage Banker | NMLS 374639

Mobile: 949-981-0805
Office: 949-515-1229
Address: 1515 Westcliff Drive Newport Beach, CA 92660

Let's Socialize!

Let's Socialize!

If you are looking for a mortgage lender in Orange County, you have come to the right place!

About Me - Mortgage Lender Newport Beach

No matter where you are in the home buying process, I can help. As your local Orange County Mortgage Advisor, I work with you to help find the right mortgage for your unique situation. You probably have lots of questions. How much house can I really afford? Are there special mortgage programs for people like me? I have the resources and experience to answer any of your questions and I've worked with many clients with home financing needs similar to yours.

I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So, give me a call at 949.981.0805.
First Time home buyers

First-Time Home buyer

If you’re in the market for your first home, you should know that choosing a lender is almost as important as choosing a home. At U.S. Bank, we can make the home loan process less intimidating by guiding you through your options for mortgage terms, down payments and educating you on being a homeowner.

Call 949.981.0805 to schedule an appointment with me at our Newport Beach location.


​Refinancing Your Home

If you’re in the market for your first home, you should know that choosing a lender is almost as important as choosing a home. At U.S. Bank, we can make the home loan process less intimidating by guiding you through your options for mortgage terms, down payments and educating you on being a homeowner.

Contact us at 949.981.0805 today.

​Our Services

I am here to listen to your needs and advise you on many options available to you when looking for a home.  I will go far beyond the competition with sharing my 20 years of knowledge to give you a better understanding of what meets your financial goals and budget, so that you don’t second guess  one of the the biggest financial decision’s for you and your family.

We provide a wide variety of loans such as conventional fixed-rate loans, Adjustable-rate Mortgages (ARMs), FHA loans, VA loans, investment property loans, new-construction and lot loans, with my main focus on educating you and listening to your specific needs.  

​What Loan is Best for You?

We won’t know until we have a strategy session in person or on the phone to discuss your current and future financial position.  The media has given the impression that 30 year fixed rate loans are the best loans for all consumers, and nothing could be further from the case with this generalization.

You may need a jumbo loan when purchasing a home here in Orange County.  As one of the highest priced point areas in the nation, we have very competitive Jumbo loan products including 10% down with no mortgage insurance.

For more information or to get started, please call 949.981.0805.


John was professional, friendly, attentive, and an expert in his field. This is the 4th home I've purchased and working with John and his team was by FAR the easiest and most pleasant experience in what can often be a stressful and unpleasant time. I will strongly recommend his services to all friends and family looking for an initial mortgage or a re-fi. Thank you to John and his entire team.


John was on top of things from day 1! He was by the phone or returned a call in a timely matter. Always great to talk to and always had many options for a Mortgage. Even when we where a little stressed he was calm and cool!!!!! We would HIGHLY RECOMMEND JOHN FARRELL TO ANYONE!


I was introduced to John by my real estate agent. She spoke highly of him and assured me I'd be happy. She was right, John was professional while being friendly, something I really appreciate. He made it all very easy and painless. He was always available if I had any questions, kept me up to date on the progress of our loan and was just a joy to work with. I would highly recommend him!!


​Real Estate in Orange County

ReportsOnHousing tracks home buying patterns for existing residences listed in real estate broker networks: supply (active listings); demand (new escrows in past 30 days); and “market time” (a measure of selling speed of days it takes a typical listing to enter escrow).

As of Feb. 22, ReportsOnHousing found in Orange County that house hunters could review 4,178 listings, down 282 residences for sale in a year or 6 percent and down 12 percent vs. 2013-17 average. There were 2,441 new escrows, down 210 sales contracts in 12 months or 8 percent; down 9 percent vs. 2013-17 average. This is 100% due to the lack of inventory here.  One HUGE way of beating out the competition is getting approved with the right Mortgage advisor who delivers on every promise and will meet each milestone and close quickly and on time.

That added up to a market time of 51 days, the swiftest sales pace among four counties covered by the Southern California News Group. Minor good news: That’s a day slower than 50 a year earlier but it’s below the average 53 days in the past five years.

Contact your local mortgage lender in Newport Beach to get started 949.981.0805

​About Newport Beach

Newport Beach is coastally located in Southern California, in Orange County. The population is over 85,000  and the area spans about 53 square miles. The Harbor is a main staple in Newport Beach, which boast beautiful homes and great outdoor activities for the family and tourist.  Newport Beach has its share of famous past and present celebrities including John Wayne, and Kobe Bryant. It also is the main hub for large corporations including Pimco and Pacific Life.

A popular place is the Newport Harbor, which was formally known for commercial fishing, ship and boat building. It has since been converted to a place for recreation, and is now the largest recreational harbor on the west coast of the United States.

Top things to do in Newport include mainly water activities such as surfing, fishing, kite surfing, paddle-boarding, and rowing at Newport Aquatic Center. Or you can take the Balboa Island Ferry to the Balboa Island and get a nice walk in with your spouse or significant other.

​About Orange County

Orange County is a county in Southern California with a population of over 3.0 million which is the third most populated county in California, and the sixth most populated county in the United States. There are 34 cities in Orange County and each one has a unique style to meet homeowner’s specific needs.

With a tremendous amount of existing and new homes, Orange County has a lot to offer homebuyers.  Beyond the clean landscapes and expansive parks, the public educational system is one of the highest rated in the U.S.

​Popular attractions in the Orange County region include, Disneyland, Laguna Beach, the Mission in San Juan Capistrano, and the surf capital of Huntington Beach.

Additionally, if you are interested in Orange County, contact your local Newport Beach mortgage lender today at 949.981.0805

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Let us help you get started with purchasing your dream home!