If you are looking for a mortgage lender who cares about his clients and is knowledgeable about the real estate industry, you have come to the right place!
No matter where you are in the home buying process, I can help. As your Mortgage Advisor, I work with you to help find the right mortgage for your unique situation. You probably have lots of questions. How much house can I really afford? Are there special mortgage programs for people like me or what options are best suited for my family? I have the resources and experience to answer any of your questions and I've worked with many clients with home financing needs similar to yours. You can also see by our 5 star reviews online, we deliver as promised and create lasting relationships.
I am married to my beautiful wife Jenny and also a father of two amazing teen boys. You can reach me on my cell on the weekends, but don't be alarmed to hear the whistle blowing in the background as I may be at my son's High School football or Club Soccer game!I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you and your family. I can be reached at 949.981.0805.
If you’re in the market for a home purchase, you should know that choosing a lender is almost as important as choosing a home. At U.S. Bank and with my team, we can make the home loan process less intimidating by guiding you through the available loan products, down payments requirements. and educating you on what to expect during the entire process. Communication is the most important factor when purchasing a home, and we really excel at communicating with our clients each step of the way while offering the most competitive rates and payments.
Refinancing Your Home
If you’re looking at possible options to lower your current monthly mortgage payment, take cash out to do home improvements or pay for college, we have very aggressive rates and programs to fit each client's needs.
My team and I are also very experienced with self-employed borrowers, which for many Loan Officers can be a challenge due to lack of experience and knowledge.
I am here to listen to what is important to you and share my 20 years of knowledge in the real estate industry. My team and I will go above and beyond what is expected to meet your financial goals and needs to ensure a smooth process.
We provide a wide variety of loans such as conventional fixed-rate loans, Adjustable-rate Mortgages (ARMs), FHA loans, VA loans, investment property loans, new-construction and lot loans.
We won’t know until we have a strategy session in person or on the phone to discuss your current and future financial position. The media has given the impression that 30 year fixed rate loans are the best loans for all consumers, and nothing could be further from the case with this generalization.
We would love the opportunity to earn your business!
For more information or to get started, please call 949.981.0805.
John was professional, friendly, attentive, and an expert in his field. This is the 4th home I've purchased and working with John and his team was by FAR the easiest and most pleasant experience in what can often be a stressful and unpleasant time. I will strongly recommend his services to all friends and family looking for an initial mortgage or a re-fi. Thank you to John and his entire team.
John was on top of things from day 1! He was by the phone or returned a call in a timely matter. Always great to talk to and always had many options for a Mortgage. Even when we where a little stressed he was calm and cool!!!!! We would HIGHLY RECOMMEND JOHN FARRELL TO ANYONE!
I was introduced to John by my real estate agent. She spoke highly of him and assured me I'd be happy. She was right, John was professional while being friendly, something I really appreciate. He made it all very easy and painless. He was always available if I had any questions, kept me up to date on the progress of our loan and was just a joy to work with. I would highly recommend him!!
Let us help you get started with purchasing your dream home!